Important Disclaimers and Risk Warnings
Past performance does not guarantee future results.
Financial planning involves inherent risks. Market conditions and economic factors may impact outcomes. Individual circumstances vary significantly.
General Disclaimer
Welcome to vairamityrio's disclaimer section. This information helps you understand the scope and limitations of our financial planning subscription service.
Our financial planning subscription provides consultations, analysis, and guidance based on current market conditions and your personal circumstances. We aim to deliver valuable insights, though outcomes depend on numerous external factors beyond our control.
Information Accuracy and Currency
We strive to provide current, accurate financial information and analysis. However, market conditions change rapidly, and information may become outdated.
- Market data and financial information are sourced from reputable providers but may contain delays or inaccuracies
- Economic conditions and regulatory changes may affect the relevance of previously provided guidance
- Personal circumstances evolve, requiring regular updates to maintain planning accuracy
Limitation of Liability
Our liability is limited in accordance with Australian consumer law and the terms of our subscription service.
Service Interruptions
We are not liable for temporary service interruptions, delayed consultations, or technical issues beyond our reasonable control.
Consequential Damages
vairamityrio is not liable for indirect, consequential, or punitive damages arising from your use of our financial planning service.
Maximum Liability Cap
Our total liability is limited to the amount you have paid for our subscription service in the preceding twelve months.
Professional Financial Advice Notice
Our subscription service provides general financial guidance and consultation. This does not constitute formal financial advice as defined by Australian Securities and Investments Commission regulations.
For specific financial decisions, consider consulting licensed financial advisors, accountants, or other qualified professionals appropriate to your circumstances.
External Links and Third-Party Content
Our service may reference external websites, tools, or resources for additional information. We do not control or monitor third-party content.
Links to external resources do not constitute endorsement of their content, accuracy, or reliability.
Forward-Looking Statements and Projections
Financial projections and forward-looking statements are based on current assumptions and available information. Actual results may differ significantly.
- Economic conditions may change unexpectedly, affecting projected outcomes
- Personal circumstances may evolve in ways that impact financial planning effectiveness
- Regulatory changes may affect the applicability of current financial strategies
Intellectual Property Rights
All content, methodologies, and materials provided through our subscription service remain the intellectual property of vairamityrio.
Subscribers may use provided materials for personal financial planning purposes only. Commercial use or redistribution is prohibited.
Governing Law and Jurisdiction
These disclaimers and our service terms are governed by Australian law and the jurisdiction where our business operates.
Applicable Law
All disputes and interpretations are subject to Australian federal law and applicable state legislation.
Regional Considerations
Some financial strategies may vary by state or territory. We consider relevant local regulations in our consultations.
Dispute Resolution Process
Disputes should first be addressed through direct communication. Formal resolution may involve mediation or Australian Financial Complaints Authority processes.
Indemnification
Subscribers agree to indemnify vairamityrio against claims arising from misuse of our service, provision of inaccurate information, or actions taken contrary to our guidance.
Severability of Terms
If any portion of these disclaimers is deemed unenforceable, the remaining provisions continue in full effect.
Modifications to Disclaimers
We may update these disclaimers to reflect service changes or regulatory requirements. Significant changes will be communicated to active subscribers.
Continued use of our service following disclaimer updates constitutes acceptance of the revised terms.
Contact Information for Disclaimer Inquiries
For questions about these disclaimers or our service limitations, please contact us using the information below.
Last updated: September 17, 2025
Effective date: September 17, 2025